Car Insurance Kansas City Missouri Resource
Popular Questions
i got a no insurance ticket in kansas city , missouri? I received a no insurance ticket on a car we had just gotten. I ended up not keeping the car. I bought a new vehicle and have had insurance for 2 qtrs i put the 150 bond up if i go to court will they put me in jail if i don't have the rest of the money... or will they drop the charges?
B G replied: "jail, but only for a few months."
Rock Firestorm replied: "No, you won't go to jail but you will be fined - I don't know what state you're in but in CA it's up to $1000 for no insurance.
PS - the people telling you your insurance automatically covers you or when you get a new car your covered or other baloney are completely guessing. This is absolutely not true. These are things you have to set up and clearly you didn't set it up. Remember, 95% of the people in this group are passing off bad guesses as answers."
Justin L replied: "If you had a car previously, and the car you got the ticket in was new, chances are your insurance rolls over to the new car until it can be set up on your account. Take all the documents with you to court and you should be able to get out of the ticket all together. I have GEICO and that is exactly what it says on the back of my insurance card."
Stina replied: "Just bring in proof that you have insurance now and you will have to pay fine and court cost."
davidmi711 replied: "First, if your insurance company covers you when you first obtain a car (mine does) they may be able to send you a letter that indicates you were covered in the new vehicle. If this happens the case will likely be dropped.
However, if you are unable to show that you had valid insurance at the time the charges will stand and you will be found guilty. Be prepared to show the judge you have valid insurance now.
If you are unable to pay the full fine they can make payment arrangements with you. Ask the judge."
David replied: "I live in KC. 2 months ago I got a ticket for "no insurance."
Since you do not have this car anymore you only have one option, if you want to get the ticket dismissed. You need to find an insurance agent that will "back-date" a policy for you. The policy must be for the car you were driving when you received the ticket. I know that you do not have that car anymore but it doesn't matter.
The current fine for no insurance is: $2000 fine, 180 day license suspension, 2 years SR-22 requirement, court cost, and $120 license reinstatement fee.
I know, I got this ticket and I am paying for it."
Should I claim bankruptcy? I am not sure if I even qualify... Here's the scoop-
My husband and I lived in California but moved to Kansas City, MO in January. I haven't been able to get a job. I am pregnant and starting to show. Although it is illegal, it makes it even harder for me to get a job. California we were making 5k a month. In Missouri my husband is only making 1800 a month. The significant price difference is affecting us. I have 6 credit card payments adding up to exactly $325 a month. 2 Car payments adding up to $645.00. Since they are under loan we have to pay 270.00 a month for insurance. Rent 529. Utilities... Food/gas. Basically, 1800 a month don't cut it.
Even if there were alternatives to claiming bankruptcy, I'd like to hear about them.
It adds up to $30,000
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